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Roth Ira Limits 2024 Limits Fidelity. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:. Here's a rundown of the 2023 and 2024 roth ira income and contribution limits, based on your filing status and modified adjusted gross income (magi):
At certain incomes, the contribution amount is lowered until it is eliminated completely. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those.
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